As a Commercial Equipment Leasing business Clicklease receives lease applications directly from businesses or as referrals from sellers of business purpose commercial equipment (equipment sellers are not agents or representatives of Clicklease, nor is Clicklease an agent or representative of any equipment seller). Lease applications are processed by Clicklease and lease offers are provided to business owners/guarantors through an application processing system. Once appropriate disclosures are provided to business owners/guarantors, terms are selected, and acknowledgements are recorded, Equipment Lease Agreements are presented to business owners/guarantors. The Equipment Lease Agreement presented to each respective business owner/guarantor comprehensively provides the terms for each individual lease